Kissan Yojana Guide

1. Income Support

1.1. PM-KISAN — Pradhan Mantri Kisan Samman Nidhi

2. Farmer Pension

2.1. PM-KMY — Pradhan Mantri Kisan Maandhan Yojana

3. Credit & Finance

3.1. Formation & Promotion of 10,000 FPOs Scheme

3.2. Agriculture Infrastructure Fund (AIF)

3.3. Kisan Credit Card (KCC) & Modified Interest Subvention Scheme

4. Crop Insurance

4.1. Pradhan Mantri Fasal Bima Yojana (PMFBY)

4.2. Restructured Weather Based Crop Insurance Scheme (RWBCIS)

5. Irrigation & Water

5.1. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)

6. Solar & Energy

6.1. PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan)

7. Market Access & Prices

7.1. e-NAM (National Agriculture Market)

7.2. PM-AASHA (Pradhan Mantri Annadata Aay Sanrakshan Abhiyan)

8. Soil, Seeds & Organic

8.1. NFSM (National Food Security Mission)

8.2. PKVY (Paramparagat Krishi Vikas Yojana)

8.3. Soil Health Card Scheme

9. Machines & Drones

9.1. SMAM (Sub-Mission on Agricultural Mechanization)

10. Fisheries

10.1. Pradhan Mantri Matsya Sampada Yojana (PMMSY)

11. Livestock & Dairy

11.1. Animal Husbandry Infrastructure Development Fund (AHIDF)

11.2. National Livestock Mission (NLM)

11.3. Rashtriya Gokul Mission (RGM)

12. Horticulture & Beekeeping

12.1. Mission for Integrated Development of Horticulture (MIDH)

12.2. National Beekeeping & Honey Mission (NBHM)

13. Umbrella & Digital

13.1. Digital Agriculture Mission / AgriStack (Farmer ID)

13.2. Rashtriya Krishi Vikas Yojana (PM-RKVY)

Crop Insurance Schemes

Crop insurance protects a farmer's income when a season goes wrong — drought, flood, hail, pests, or freak weather. Under India's central crop insurance schemes, the farmer pays only a small, capped share of the premium (at most 2% for Kharif, 1.5% for Rabi, and 5% for commercial/horticultural crops); the central and state governments pay the rest. Both schemes below run on the National Crop Insurance Portal (pmfby.gov.in), are voluntary for all farmers since Kharif 2020, and have been continued till 2025-26. Your state decides which of the two applies to each notified crop and area.

PMFBY — Pradhan Mantri Fasal Bima Yojana — the flagship yield-based scheme: pays a claim when your area's actual crop yield falls short due to non-preventable natural causes, from prevented sowing through post-harvest losses.
RWBCIS — Restructured Weather Based Crop Insurance Scheme — the weather-index alternative: pays automatically when rainfall, temperature, humidity, or wind readings cross harmful limits, with no field-level loss survey needed.